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4BR/3.5BA Azalea floor plan in Emerald Cove Villas. Assumable 2.5% VA loan and paid-off solar panels. Built 2020. Over $58K Seller Upgrades! ASSUMABLE 2.5% VA LOAN AVAILABLE FOR QUALIFIED BUYERS PLUS FULLY PAID SOLAR PANELS CONVEY AT CLOSING. Welcome to 357 Emerald Cove Street, where modern coastal living meets exceptional value in one of Panama City Beach's most desirable newer communities. Situated on a premium lot in Emerald Cove Villas, this 4-bedroom, 3.5-bathroom Azalea floor plan offers approximately 2,470 square feet of thoughtfully designed living space. One of the home's most compelling advantages is the opportunity for qualified buyers to assume the existing VA loan with a 2.5% interest rate. In today's market, opportunities like this are increasingly rare. Adding even more value, fully paid-off solar panels to convey at closing, allowing the next owner to enjoy the benefits of energy-efficient living with fully-owned solar panels from day one. Designed for both everyday functionality and entertaining, the highly sought-after Azalea floor plan features a first-floor primary suite, providing privacy and convenience rarely found at this price point. The open-concept kitchen includes a center island, pantry, recessed lighting, an updated backsplash, and a newer refrigerator and flows seamlessly into the dining and living spaces. Upstairs, three additional bedrooms are complemented by a spacious bonus living area that can easily serve as a media room, home offic fitness space, or second gathering area. Move-in-ready improvements continue throughout the property. Upgraded interior paint, a security system, garage shelving, additional outdoor storage, and an outdoor shower enhance everyday living. Outside, professionally enhanced landscaping/hardscaping creates a welcoming backyard retreat complete with fruit trees including peach, lemon, and orange varieties. Stone accents, paver details, covered porches, and a fully fenced backyard with fruit trees backing up to preserve add both beauty and practicality. Emerald Cove Villas has become a favorite among buyers seeking newer construction with convenient access to everything Panama City Beach has to offer. Located conveniently just north of the Hathaway Bridge, residents enjoy a community dog park, sidewalks, and street lighting, all with low HOA fees and a prime location just minutes from retail, dining, recreation, NSA Panama City, St Andrews Bay Marinas, the Panama City Beach Sports Complex, and the Gulf's sugar-white beaches and. The location also provides convenient access to NSA Panama City and Tyndall Air Force Base. Offered at $455,000, this home delivers a combination of features that is increasingly difficult to find: newer construction, a flexible floor plan, fully-owned solar panels providing very low utility bill, a premium preserve-view lot, and the potential advantage of an assumable 2.5% VA loan for qualified buyers. If you've been waiting for a large 4 BR Panama City Beach home that offers a great location, gorgeous curb appeal and style, thoughtful upgrades and energy efficiencies, 357 Emerald Cove Street deserves your attention. Schedule your private showing and experience firsthand why this home stands apart from the competition. Catch it while you can!
#1006125

Panama City Beach

357 Emerald Cove Street

4 Beds

3 Baths

2,470 Sq.Ft.

$455,000

MLS#: 1006125

This 5 acre property is only offered for sale together with the contiguous 5.2 acres of vacant land Parcel ID 28-2S-19-24050-012-0010 and will only be sold together. In this captivating estate at 442 Nicole Forest Drive, coastal luxury has truly been redefined. Here, you will not find seashells, starfish or sand dollars. What you will find is a richness that blends Old Florida coastal living with European luxury. This remarkable estate, with breathtaking views of the Choctawhatchee Bay, features over 10 acres of lushly wooded, private bay frontage and almost 8,000 square feet of luxury living space. The home was designed by Savoie Architects with fixtures, finishes and lighting throughout the home selected by Erika Powell of Urban Grace Interiors, and masterfully constructed by Davis Dunn Construction in 2017. The private estate is comprised of a main house and attached carriage house with four spacious bedrooms, a bunk room, saltwater pool and private dock. An end-of-the-road cul-de-sac delivers you to the estate's private gate. Upon entering the property, you will find yourself surrounded by massive moss-draped trees of the Point Washington State Forest. An authentic cobblestone driveway meanders to the home's large covered front porch adorned with poplar bark siding, Bevolo gas lanterns, and a solid mahogany front entry door. Through the front door, you will find the elegantly furnished main living and dining area of the home with massive, reclaimed oak beams from a 100-year old Amish dairy barn, reclaimed oak hardwood flooring, two massive, stone masonry, wood-burning fireplaces with gas starters, and 12-foot tall EuroWall folding glass doors opening the space to the expansive outdoor screened porch. Continuing to the east wing of the home, there is a luxurious guest bedroom with en suite bathroom with heated floors and walk-in closet. Around the corner from the guest bedroom is an elegantly appointed library and sitting area featuring a custom-made antler chandelier, another stone masonry, wood-burning fireplace and large state-of-the art television -- a perfect spot for relaxing, reading or watching movies. Beyond the library is a large conservatory replete with glass ceiling, heated brick flooring and recirculating fountain. This room lends itself to additional entertainment space, a quiet meditation room, indoor botany and more. Nestled in the far east end of the home you will find a luxurious master suite that features a large sitting area, both his and hers dressing rooms, expansive bathroom with heated marble floors and dual vanities, a large jetted tub and steam shower. Adjacent is a dedicated laundry area, as well as a private office with pecky cypress walls and custom-built Grimes cabinetry featuring a daybed with pull-out trundle. Spanning the length of the house, folding EuroWall doors take advantage of the unparalleled views of the Choctawhatchee Bay. The massive screened porch has a heated saltwater pool and hot tub, outdoor stone masonry wood-burning fireplace with outside television hidden behind hand-painted storage doors, several seating and dining areas, and a large grilling area. Where you can find the utmost seclusion is on the private boat dock that extends far out into the bay with mullet jumping and redfish lying in wait. The state-of-the-art boat dock is fully equipped with a sealed motors boat lift, including fresh water, electricity, high speed Wi-Fi, Sonos music and security monitoring. The home's large chef's kitchen features Grimes custom cabinetry and a massive center island topped with Sea Pearl quartzite. Two apron front Shaws porcelain sinks with brass Waterstone faucets offer plenty of room for multiple cooks to operate in this kitchen that feels more reminiscent of an elegant European estate. Featured appliances include a 48" Wolf range, Sub Zero full-size refrigerator and full-size freezer, four Sub Zero beverage refrigeration drawers, 2 Sub Zero wine coolers, and a Sub Zero warming drawer in the island. Add to this, EuroWall folding glass pass-thru windows that open from the kitchen to the outdoor grilling area of the side porch which features 2 Big Green Eggs, DCS plumbed gas grill, flat top griddle and an outdoor porch sink. Adjacent to the kitchen, a charming butler's pantry, large enough to be a small kitchen, has ample cabinet and shelving space for pots and pans and pantry items as well as an additional drop-in Kohler sink and Wolf microwave. The house boasts an enormous laundry room with an abundance of linen storage, as well as a half bathroom, and a mud room with more Grimes cabinetry for storage and a commercial ice maker. Exiting the mud room, you're led to the screened breezeway with access to the 3-car garage and carriage house. The carriage house boasts almost 1600 square feet of additional living and guest space. On the ground floor, a large hobby room features a stone masonry, wood burning fireplace and captivating views of the bay. Upstairs, the carriage house accommodations include a full kitchen, two bedrooms with en suite bathrooms, a four-bed bunk room, and full-size laundry facilities. The screened porch, which is accessible through EuroWall glass doors, features another wood-burning fireplace and views of the bay. Whole house systems include Control4 system with dimmable LED lighting, sound system and state-of-the-art security system, as well as high-speed fiber optic internet service, 70 kW whole-home generator, and Rinnai instant hot water system. There is not another property on Choctawatchee Bay that compares to 442 Nicole Forest Drive. This is a rare opportunity to enjoy unprecedented richness, privacy and splendor with Old Florida vibes. Call today for your private showing.
#1006765

Santa Rosa Beach

442 Nicole Forest Drive

4 Beds

4 Baths

7,582 Sq.Ft.

$14,500,000

MLS#: 1006765

Own It Instead of Renting It -- No HOA! Centrally located in Fort Walton Beach, this roomy 2-bedroom, 2.5-bath townhome offers the space and privacy of two true master suites, both upstairs, each with its own private bath -- ideal for roommates, guests, or anyone who values having a room to retreat to. A convenient half bath on the main floor makes hosting easy, while the open kitchen flows into the living area and features a 9-foot breakfast/serving bar, perfect for entertaining or casual everyday meals. A laundry room sits right where you need it, tucked between the two upstairs bedrooms, and an oversized one-car garage adds extra storage and parking convenience. The home was reroofed in 2012, the HVAC system was manufactured in 2007, and the water heater's age is unknown but appears to be in good condition. Enjoy quick, easy access to Hurlburt Field, Eglin AFB, and local schools, making this a smart choice for military families and commuters alike. Buyer to verify all dimensions and information deemed important. Don't miss this move-in-ready opportunity -- schedule your private showing today!
#1006647

Fort Walton Beach

314 Olympia Court

2 Beds

2 Baths

1,084 Sq.Ft.

$189,999

MLS#: 1006647

This charming home is the perfect place for a family to grow and create lasting memories. Situated on a spacious lot with a large backyard, it offers plenty of room for children and outdoor entertaining. Recent updates include a brand-new roof (installed August 2025), new carpet throughout (2025), fresh interior paint, and professional cleaning, making it move-in ready. The property also provides ample parking and includes a durable concrete storage building (130 sqft) in the backyard for added convenience. Best of all, it's just a one-minute walk from your front door to the front office of Destin Elementary School, making school-day routines a breeze.
#1006234

Destin

503 Second Avenue

4 Beds

3 Baths

2,196 Sq.Ft.

$3,200

MLS#: 1006234

Beautifully renovated 4-bedroom, 2-bath brick home offering 1,917 square feet of move-in-ready living space on a spacious 0.48-acre corner lot. Thoughtfully updated throughout, this home features a brand-new kitchen with granite countertops, new cabinetry, and all-new stainless steel appliances (2026), creating the perfect space for cooking and entertaining. The inviting living room centers around a cozy fireplace, adding warmth and charm for relaxing evenings at home. Recent major updates include new 50 gallon water heater (2026), a newer roof and HVAC system (2022), providing added peace of mind. Step outside to enjoy the large, fully fenced backyard with plenty of room for entertaining, gardening, pets, or play. A storage shed offers additional space for tools and outdoor equipment. Conveniently located near shopping, dining, schools, and Whiting Field Naval Air Station, this beautifully updated home combines modern finishes, functional living spaces, and an excellent location. Don't miss this fantastic opportunity--schedule your private showing today!
#1005192

Milton

6425 Aspen Avenue

4 Beds

2 Baths

1,917 Sq.Ft.

$329,000

MLS#: 1005192

Beautiful 3-bedroom, 2-bath home situated on a full one-acre lot in the picturesque Indian Trails community. This charming home offers exceptional curb appeal with a welcoming front porch and an attractive exterior featuring Hardie board siding complemented by stone accents. Inside, you'll find a bright, open-concept floor plan designed for comfortable everyday living and entertaining. The spacious kitchen boasts abundant cabinetry, granite countertops, stainless steel appliances, a breakfast bar, and an adjoining dining area. The large living room provides plenty of space to relax and gather with family and friends. The private primary suite features a generous walk-in closet, dual vanities, a garden tub, and a separate shower. Two additional guest bedrooms are well-sized and share a full bathroom. Additional highlights include a two-car garage, a large fenced section of the backyard that's perfect for pets or play, and an expansive wooden deck ideal for outdoor entertaining. Enjoy the privacy and tranquility of country-style living while still being conveniently located to nearby amenities. Owners will have full use of Indian Trail's amenities, including Arrow Lake (10 acres), Tilley's Lake (4 acres) and a 2-acre park with picnic tables and barbecue stands. Buyer to verify all information.
#1006729

Crestview

176 Seneca Trail

3 Beds

2 Baths

1,501 Sq.Ft.

$325,000

MLS#: 1006729

Updated & centrally located between Eglin AFB and Hurlburt AFB - Walking distance to Fort Walton Hospital - 3 Bedrooms & 3 Full Baths 2 Car Garage Spacious Living Room with Cathedral Ceiling. Partially covered concrete patio; 8 FT privacy fence. 2 Oversized Bedrooms and 2 full bathrooms upstairs. Each upstairs bedroom has a private balcony. Updated between 2021 - 2025; Roof/ HVAC, Water Heater, Tile Flooring; Custom Plantation Shutters, Countertops; Stove; Faucets; Ceiling Fans, Paint; Concrete Patio; Privacy Fence and more.
#1006757

Fort Walton Beach

937 Holbrook Circle

3 Beds

3 Baths

1,783 Sq.Ft.

$349,500

MLS#: 1006757

Land area is 0.68 acres with 187' of street frontage and building is 2,776 sqft. Owner plans to move business into a smaller building. Building was originally a McDonalds built in 1960. Presently used as an optometrist eye doctor business. Located next to new 7 Brews Coffee, across the street from McDonalds, Popeyes, Taco Bell, and Tijuana Flats. Within 1 1/2 miles of the Gulf and white sandy beaches. Do NOT disturb the business or go into the business without prior appointment with listing agent.
#992430

Fort Walton Beach

50 Eglin Pkwy

None Beds

None Baths

N/A

$1,300,000

MLS#: 992430

EASY SHOW!! Location, lifestyle, and endless potential -- this property truly checks all the boxes. Tucked away on a quiet cul-de-sac just one mile to the beach and Destin Commons, and only one block from the Bay, this updated ranch-style home offers an incredible opportunity as a primary residence, second home, or investment property. One of the biggest perks? You can golf cart straight to the beach -- a huge advantage in this area and a feature buyers absolutely love. Even better, there's NO HOA, giving owners the freedom and flexibility that's becoming harder to find along the coast. The oversized backyard has plenty of room for a pool, outdoor entertaining area, or future expansion, making it easy for the next owner to create their dream coastal retreat. Beyond the home itself, the location is what truly makes this property special. It's walking distance to TWO parks and playgrounds, including one with a public boat ramp -- an incredible amenity for boating lovers and something that adds tremendous value to the area. There are also scenic walking trails nearby, plus a dog park just minutes away, making it perfect for full-time living, vacationing, or attracting future renters. Inside, the home features vaulted ceilings, an open-concept layout, and French doors leading out to the backyard where you can enjoy peaceful bay breezes. The kitchen offers real wood cabinetry, an eat-in bay window area, and a comfortable layout designed for everyday coastal living. Located by A+ top rated schools in the STATE!!! Whether someone wants a beach getaway, a full-time home, or an income-producing rental property, this one offers the kind of location and lifestyle people are constantly searching for. COME SEE THIS IN PERSON!! *Listed under recent appraisal price!
#1003280

Miramar Beach

36 Holiday Shores Court

3 Beds

2 Baths

1,440 Sq.Ft.

$499,000

MLS#: 1003280

Elevate your coastal lifestyle in this one-of-a-kind, 4,000+ square-foot beach home, ideally positioned directly across from the protected dunes of Laguna Beach. A rare offering in one of the area's most desirable locations, this exceptional property offers unobstructed Gulf views and convenient beach access, creating the perfect setting for unforgettable family gatherings and everyday coastal living. Designed for effortless entertaining, the home features a stunning exposed brick kitchen that flows seamlessly into an expansive living area with soaring 12-foot reclaimed wood ceilings, blending warmth, character, and sophisticated coastal style. Enjoy breathtaking Gulf views from multiple levels, including the private top-floor primary suite, where spectacular sunrises and sunsets become part of your daily routine. The home offers five luxurious bedroom suites, each thoughtfully appointed with a king-size bed with en suites, providing comfort and privacy for family and guests alike. Step outside to your private second-floor heated infinity pool overlooking the Gulf, or take advantage of the commercial elevator providing convenient access to every level. Additional highlights include a spacious three-car garage and the convenience of being offered fully furnished and turnkey, ready for immediate enjoyment or investment. Blending timeless coastal elegance with exceptional amenities, this extraordinary retreat offers luxury living just steps from the sugar-white sands and emerald waters of the Gulf.
#1006679

Panama City Beach

19400 Front Beach Road

5 Beds

5 Baths

4,042 Sq.Ft.

$2,995,000

MLS#: 1006679

Welcome to Hillwood Estates. Stunning designed 4 bed, 3 bath home with a covered patio and a 3-car garage. This home features a large breakfast nook and separate dining area with a very comfortable open design for easy entertaining. Interior features include stunning granite counter tops in the kitchen and baths, stainless steel appliances, large island bar & corner pantry. Bedroom 1 is spacious with a walk in closet and an adjoining bath that has a double vanity, garden tub and a large separate shower. This home comes standard with fabric hurricane window and door protection. Awesome Smart Home 'Connect' Technology package which includes your keyless entry, video/camera doorbell, automated front porch lighting, Dot device & much more. GEORGEOUS HOME. Lot is over 1/2 acre
#1006732

Crestview

2425 Dakota Way

4 Beds

3 Baths

2,304 Sq.Ft.

$2,100

MLS#: 1006732

Looking for the perfect premier custom-designed luxury 30A beach retreat? Welcome to 270 Cypress Drive, this home is located in the highly sought-after gated community of Cypress Dunes. This exceptional three-story residence offers 5 bedrooms, 5.5 bathrooms, a private elevator, and a spacious 2-car garage. Ideally situated just steps from the community's resort-style pool and fitness center, this designer-inspired home was thoughtfully crafted for comfortable family living and effortless entertainment. The first floor features a spacious guest suite and a private en suite bathroom with an oversize shower. Also on this floor, is a charming bunk room, with its own bathroom. The first floor has a TV room and wet bar with an ice maker. This home has a large 2-car garage with ample storage space and an addition washer/dryer hookup. The second floor is home to the luxurious master suite, complete with a spa-inspired bathroom featuring a soaking tub, custom tile work, designer cabinetry, and an oversized walk-in closet with custom built-ins. Two additional guest suites, each with private access to a bathroom, along with an oversized laundry room featuring floor-to-ceiling cabinetry and abundant storage, complete this level. The third floor showcases the heart of the home--a spectacular open-concept living, dining, and kitchen area designed to bring family and friends together. The spacious living room offers abundant seating and natural light, while the dining area comfortably accommodates large gatherings and celebrations. The gourmet kitchen is equipped with top-of-the-line appliances, custom cabinetry, and generous workspace for preparing meals and entertaining. Across from the kitchen, you'll find an inviting bonus living area complete with a wet bar and additional lounge space, creating the perfect setting for hosting guests or relaxing after a day at the beach. Step outside onto the comfortable balcony and enjoy views of the Gulf while taking in the coastal breeze. This exceptional high-end designer home is being offered furnished, complete with custom window coverings. This is a rare opportunity to own a premier luxury home on the west end of 30A, offering upscale finishes, and an unbeatable location. Residents of Cypress Dunes enjoy an impressive collection of resort-style amenities, including two pools--one featuring an infinity edge overlooking Topsail Hill Preserve and the Gulf. A hot tub is located adjacent to the main pool, while the second pool offers a tranquil water feature creating a peaceful atmosphere. Additional amenities include tennis and pickleball courts, a fitness center, an elegant clubhouse, a fireplace lounge, a green space and scenic boardwalks winding through the community's beautiful 100-year-old cypress ponds. Best of all, Cypress Dunes is located less than one mile from the sugar-white sand beaches and emerald-green waters that make the Emerald Coast one of the most desirable destinations in the country. Schedule your private showing today and experience the luxury, beauty, and lifestyle that 270 Cypress Drive has to offer.
#1006748

Santa Rosa Beach

270 Cypress Drive

5 Beds

5 Baths

3,701 Sq.Ft.

$2,100,000

MLS#: 1006748

Come experience the quintessential Niceville lifestyle here at 300 Piney Creek Cv; a custom-built 3 Bedroom, 2 1/2 Bath single-level home, with an oversized 3-car garage, nestled on a desirable corner lot spanning nearly half an acre in the prestigious Swift Creek neighborhood where community charm meets unparalleled convenience. This sought-after enclave is perfectly positioned for those seeking a balance of professional proximity and coastal leisure. From the moment you arrive, the manicured landscaping and quality architecture set a sophisticated tone that carries throughout every inch of this well-maintained residence. Step through the front door to find a tumbled-marble entry wall that perfectly complements the warmth of the Australian chestnut wood floors. Just off the foyer, there is a spacious home office/flex space features floor-to-ceiling bay windows, with adjacent half-bath; perfect as a work-from-home office, playroom, or as an additional overnight guest room. The open-concept layout of the home features high ceilings throughout and a seamless flow between the dining areas and the expansive great room. Here, a custom fireplace and floor-to-ceiling sliding glass doors out to the sunroom/porch room create an inviting atmosphere for both quiet evenings and elegant entertaining. The heart of the home is the gourmet kitchen, a chef's dream outfitted with custom cabinetry, premium stainless steel appliances--including a gas stove and wall oven - together with a cent er island. It opens to an oversized breakfast area and a comfortable living space accented by built-in shelving and designer finishes. For those seeking a true indoor-outdoor lifestyle, the "3-season" sunroom features Eze-Breeze bronze-tinted windows, offering a tranquil spot to enjoy the breeze without the elements, leading out to an expansive patio perfect for summer grilling. The large primary suite serves as a private retreat, complete with a sitting area and a spa-inspired bathroom featuring dual vanities, a whirlpool tub, separate shower, and an oversized walk-in closet. The split floor plan ensures privacy for guests or a home office, while the functional laundry room provides ample cabinetry and workspace. Beyond its aesthetic appeal, this home is engineered for peace of mind and convenience. It boasts a whole-house Generac generator (recently serviced) that protects the entire property automatically, an oversized 3-car garage to house all your outdoor gear, a whole-house vacuum system, and abundant attic storage. A brand new HVAC system and water heater have just been installed, and a new 3-dimensional shingle roof will be installed prior to closing with acceptable offer. Residents also enjoy the world-class amenities of Swift Creek, including a gorgeous clubhouse, swimming pool, tennis courts, basketball court, park, and scenic nature trails. This is more than just a home; it is a refined lifestyle waiting for its next chapter! Families will appreciate being within the footprint of Niceville's top-performing, A-rated schools, while military professionals will enjoy a seamless commute to Eglin Air Force Base, 7th Group HQ, Duke Field, and Hurlburt Field Air Force Base, and in close proximity to the i10 interstate corridor just to the north. Beyond the neighborhood's peaceful manicured streets, the best of the Emerald Coast awaits! You are just a short drive from the world-famous sugar-white sands and emerald waters of Destin and the scenic beauty of 30A. Whether you're spending a quiet afternoon under the neighborhood's towering oaks or heading out for a day of luxury on the Gulf, Swift Creek offers the perfect home base for a life of convenience within an upscale sought-after community. Don't delay in making this beautiful home yours!
#1006128

Niceville

300 Piney Creek Cove

3 Beds

2 Baths

2,501 Sq.Ft.

$745,000

MLS#: 1006128

Turn Key cabin that is furnished less than 1500 feet from Bryant's Landing. Enjoy easy access to the Chipola River which is one of North Florida's truly remarkable ecosystems. Cabin is very spacious and is an open plan consisting of 2 bedrooms and 1 bath. Kitchen and dining area that open onto a screened porch suitable for enjoying the morning coffee or afternoon breezes. Plenty of closet space in the main living area as well as the bedrooms. Property also has covered parking as well as two additional storage rooms. Currently water and sewer are community owned and the annual fee is $600.00 for both. No HOA and only Gulf County restrictions. Less than 10 minutes to Wewahitchka, Only 20 minutes to Port St Joe, and about 25 minutes to Mexico Beach. Don't let this sportsman's paradise gem
#1006706

Wewahitchka

223 High Roller Soldier Road

2 Beds

1 Baths

900 Sq.Ft.

$99,900

MLS#: 1006706

POPULAR PATRIOT RIDGE with a Community POOL, Cabana, sidewalks, underground utilities. The 'BEAU' model is a highly desirable open concept floorplan, 9 ft. ceilings, built-in lighting and a fabulous layout for relaxed living, 4 bedrooms, 2 bathrooms, 2-car garage, covered patio & the 'Smart Home Connect 'System with a variety of convenient Smart Home devices. NICE open living room with the dining area open to the kitchen & living room has lots of windows for natural lighting. A well-designed open kitchen includes stainless steel appliances, a smooth-top range, built-in microwave, gorgeous quartz countertops, quiet dishwasher, corner pantry, island bar, eye-catching wood-look flooring & plush carpet in the bedrooms. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.
#1004607

Crestview

4726 Marine Loop

4 Beds

2 Baths

1,856 Sq.Ft.

$369,900

MLS#: 1004607

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